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	<title>Comments on: Using Insurance in Adaptation Efforts</title>
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	<link>http://blogs.ei.columbia.edu/2008/12/24/using-insurance-in-adaptation-efforts/</link>
	<description>Tapping experts in climate, geology, oceanography, ecology, sustainable development, global health, energy, food and water, State of the Planet captures stories of how the Earth works and how we can sustainably make our lives better.</description>
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		<title>By: Jb</title>
		<link>http://blogs.ei.columbia.edu/2008/12/24/using-insurance-in-adaptation-efforts/comment-page-1/#comment-12696</link>
		<dc:creator>Jb</dc:creator>
		<pubDate>Sat, 12 Mar 2011 20:59:48 +0000</pubDate>
		<guid isPermaLink="false">http://climate.columbia.edu/blog/?p=122#comment-12696</guid>
		<description><![CDATA[Interesting concept but wouldn&#039;t the insurance company still need to visit the field to verify they even have the crops to begin with.   Second, seems that the principle of indemnification doesnt exist.  For example, policy is taken out against rainfall amounts as suggested.   What happens when the rainfall is below the threshold but the crops survive.  They would get the claim payout and still be able to sell the crops?   Again, interesting concept though.]]></description>
		<content:encoded><![CDATA[<p>Interesting concept but wouldn&#8217;t the insurance company still need to visit the field to verify they even have the crops to begin with.   Second, seems that the principle of indemnification doesnt exist.  For example, policy is taken out against rainfall amounts as suggested.   What happens when the rainfall is below the threshold but the crops survive.  They would get the claim payout and still be able to sell the crops?   Again, interesting concept though.</p>
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		<title>By: insurancece</title>
		<link>http://blogs.ei.columbia.edu/2008/12/24/using-insurance-in-adaptation-efforts/comment-page-1/#comment-13</link>
		<dc:creator>insurancece</dc:creator>
		<pubDate>Tue, 24 Mar 2009 04:30:11 +0000</pubDate>
		<guid isPermaLink="false">http://climate.columbia.edu/blog/?p=122#comment-13</guid>
		<description><![CDATA[I usually don&#039;t comment on blog posts, but I have to say I like what you wrote here.]]></description>
		<content:encoded><![CDATA[<p>I usually don&#8217;t comment on blog posts, but I have to say I like what you wrote here.</p>
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